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Today the eligibility criteria for owing a credit card has been relaxed to the point where even teenagers can have their own cards and owning a credit card no longer has the same connotations as it once did. Applying for a credit card has never been simpler. Many people have more than one credit card.
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If you only pay the minimum amount, you will take a long time to repay the debt, if you keep on using the card. Some issuers charge a fee if you use the card to get a cash advance, make a late payment, or exceed your credit limit. Once your 0% period expires, you will be charged the normal credit card interest rate. There are literally thousands of companies and financial institutions supplying credit cards.
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