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Credit cards for individuals with poor credit histories will almost always carry a higher interest rate than a traditional credit card. Every college freshman wants to have at least one credit card. Not all cash back credit cards are limited to a specific store.
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If you have very bad credit, debit cards and prepaid credit cards may become the only options left. Many people recommend keeping your credit card balance around 30% of your credit limit. When you miss payments or pay late, you need to check that the penalty fees charged are reasonable amounts. Platinum Visa credit cards are the most prestigious Visa cards to apply for.
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